Coinbase Commerce closed on March 31, 2026. Coinbase Business replaces it for merchants in the United States and Singapore only; everyone else was told to find another provider. Unheld takes no share of each payment, never holds your money and asks for no business verification: payments land on an address only you control, and you pay a monthly plan priced by the number of payments, not by their value.
Coinbase Commerce closed on March 31, 2026: the merchant portal is gone and no new charges can be created.
Its successor, Coinbase Business, is a custodial account offered to merchants in the United States and Singapore. A merchant anywhere else has to pick another provider, which is why this page exists.
The figures on this page are the last Coinbase Commerce published, with the date they were read. They describe what merchants had, not an option still open to them.
At a $100 average order: Coinbase Commerce at the last rate it published (1%, read 2026-08-25; the service closed on March 31, 2026), against the cheapest Unheld plan for the same number of payments.
| Monthly sales | Payments | Coinbase Commerce took | Unheld costs | Difference each month |
|---|---|---|---|---|
| $5,000 | 50 | $50 | $19 (Starter) | $31 |
| $20,000 | 200 | $200 | $44 (Starter) | $156 |
| $100,000 | 1,000 | $1,000 | $129 (Growth) | $871 |
Network fees are paid by the payer to the blockchain and are not included on either side. Unheld’s figure is the cheapest published plan for that many payments, including any per-payment charge above the plan’s allowance.
Coinbase Commerce closed on March 31, 2026. The figures below are the last it published.
| What you are comparing | Unheld | Coinbase Commerce |
|---|---|---|
| Share of payment value | 0% | 1% |
| Who holds the money | You — funds land on your address | The provider, until settlement |
| Business verification | Not required | Required |
| Payout to a bank in fiat | No | Yes |
| Server you run yourself | No | No |
Every figure here is read from the provider's own published page on the date shown. Providers change pricing without notice — open the source before deciding.
Source: https://help.coinbase.com/en/transitioning-from-coinbase-commerce-to-coinbase-business· Checked:
No. Coinbase Commerce closed on March 31, 2026. Coinbase Business is its replacement, for merchants in the United States and Singapore only; a merchant outside those countries needs another provider.
For a merchant leaving Coinbase Commerce, Unheld takes no share of each payment, never holds your money and asks for no business verification, and every payment lands on an address only you control. Each provider’s figures on this page are read from its own published page, with the date they were checked.
Coinbase Commerce: The provider, until settlement. With Unheld the answer never changes — the payment lands on an address only you control, so there is no balance for anyone to hold, freeze or lose.
Coinbase Commerce took 1% of the payment value, the last rate it published (read 2026-08-25). Unheld takes none of it: a monthly plan priced by the number of payments, so your cost does not rise with your order value.
Coinbase Commerce: Required. Unheld asks for no business verification before you can take a payment, because there is no account holding your money that would need one.
Coinbase Commerce: No. Unheld is hosted and still non-custodial, so keeping your own keys does not cost you a server to maintain.
Each option below with its fee, who holds the money, and the date its figures were checked.