Accept stablecoin payments straight to your own wallet

Why merchants ask for stablecoins

• The invoice amount and the amount received are the same dollar figure. There is no exchange-rate drift between creating the invoice and the customer paying it.
• It still settles like crypto: directly to your address, final after the network’s confirmation depth, with no chargeback for either side.
• There is no conversion step in between and no payout to wait for. What arrives is a stablecoin, on the network the customer paid on, in a wallet only you control.

Which stablecoins, on which networks

The stablecoins and networks Unheld lists, read from the same catalogue every page of this site is built from. Decimals and confirmation depth are the network’s own.

The same stablecoin carries different decimals and a different confirmation depth from one network to the next. Take both figures from the row you invoice on, never from another chain.

How a stablecoin payment reaches you

1. 01

   Invoice it

   Pick the stablecoin, the network and the amount. Unheld locks a fresh receiving address to that one payment and gives you a link or a checkout button.

2. 02

   The customer pays

   They send from any wallet. The hosted page shows the exact amount, the exact address and the exact network, because on the wrong network the money arrives somewhere else.

3. 03

   You are told, twice

   Once when the transfer is seen, and again when it has the confirmations the network needs. Underpayments and overpayments are states you can see, not errors.

1. invoice.created
2. invoice.receiving
3. invoice.confirming
4. invoice.paid
5. invoice.underpaid
6. invoice.overpaid
7. invoice.expired

Stablecoin payment questions